Home Insurance

We know our insurers and the constantly changing insurance industry. We have contracts with eight different home insurance companies, meaning we can identify the right insurer and coverages for your specific needs. We make sure the policy fits within your budget. And most importantly, we are with you in the event of a claim – to guide you through the process and offer the support of the brokerage as needed. Call or visit an office to see the Godoy’s difference.

Homeowners

Detached home insurance is more than a premium paid every year. It is piece of mind knowing you’re your assets and valuables are properly protected. As Godoy’s we make sure that you have the right insurance to cover your home and your contents, offering clear explanations and advice on the myriad of coverage options.

Condominium

As a unit owner, your needs are specific and unique. Your own policy needs to compliment the coverage provided by the building policy – and provide coverage for items not adequately covered by that policy. Call or visit a Godoy’s office to discuss the coverages you need – loss assessment coverage, unit contingency coverage and unit improvements & betterments.

Tenant

Tenant insurance is often a first step for many of our clients. We are ready to explain the coverages, how they affect you, and what your best options are. But we write policies to suit all needs – from first-time insured’s, to insured’s with years of previous insurance history, to seniors in assisted living residences.

Seasonal Property

Your cabin is your escape. We have insurers that specialize in seasonal insurance – meaning less headaches for you. Our brokers understand cabins and our insurers understand what they are covering. We can write semi-protected or unprotected areas, island properties, primary woodstove heat, homes on generators and septic tanks, and more.

Rental Property

We offer broad coverages for Landlords at competitive prices, including package prices & discounts when bundling coverage with your home. Unlike many other brokers, we have multiple markets that offer Guaranteed Replacement Cost (GRC) on your rental house – similar coverage to what you expect on your own home. You no longer have to worry if you might be caught short because the building is underinsured. Our rental condominium packages can include broad limits for strata Loss Assessments, Unit Improvements and rental income – saving you the headache of many out-of-pocket expenses after a claim. We can also tailor specific limits to your unit, creating just the right amount of coverage.